Local expertise
We know the networks, the banks, the regulator and the receivers. When a wallet goes down or a name doesn't match, someone here fixes it the same day.
Why Heewal
Global platforms bring the sender. You still need someone on the ground.
You've already built the app, the licences and the marketing abroad. The last mile is local: networks, banks, cash, regulators and people. That's where we work every day.
Six reasons partners choose Heewal.
Licensed and regulated
Heewal is a licensed foreign-exchange bureau in The Gambia. You partner with a regulated local business, not an unlicensed agent.
Dalasi liquidity
FX is our core business. We take your dollars or stablecoins and hold the dalasi to pay out, so your pre-funding goes further.
Mobile money, natively
We work with Wave, Afrimoney, QMoney and APS every day, the same networks we use for our own business customers on Anda.
Banking partners
Gambian banks for account payouts, settlement and safekeeping of partner funds. No single point of failure.
Compliance you can audit
Receiver checks, sanctions and PEP screening, transaction monitoring and complete records, shared with you on request.
Trust & safety
Your money, your customers and your reputation are protected.
Regulated
A licensed foreign-exchange bureau in The Gambia, which reports to the Central Bank.
Partner funds kept apart
Partner pre-funding is held in dedicated bank accounts, kept separate from our operating money.
Reconciled daily
Every payout and collection is matched to the networks and banks each day, and you get the report.
AML / CFT
Receiver checks, sanctions and PEP screening, and monitoring that follows local rules and your own policies.
Never paid twice
Every transfer carries one reference from start to finish, so a repeated instruction is caught before it pays out again.
People who answer
A named partnerships contact and an operations desk in The Gambia, in English, Wolof, Mandinka and Fula.
Open The Gambia for your customers.
Tell us about your business and the corridor you're opening. Our partnerships team replies within one business day.