A licensed foreign-exchange bureau in The Gambia. Opening a corridor to The Gambia?Paying out in The Gambia? Talk to partnerships
Heewal

Collections

Collect dalasi from anyone in The Gambia, settle where you need it.

Your Gambian customers pay from the wallet or bank account they already have. We collect, reconcile and settle to you, in GMD locally or converted at our FX desk.

Become a partner How it works
A mobile money agent shop on a busy street

Illustrative example

Wallet payments

The payer approves on their own phone.

You request a payment and the payer approves it in their wallet. No card, no checkout page and nothing new to install.

  • Wave, Afrimoney, QMoney and APS payers.
  • Matched to your reference, so every payment is accounted for.
Get started
A young woman reading her smartphone outdoors

Bank and cash

Bank transfers and cash deposits, too.

Customers without a wallet pay by bank transfer, or in cash at a Heewal counter. Every payment is matched to your reference.

  • Cash taken at Heewal counters with a receipt.
  • Bank transfers matched each day.
Get started
A bank teller serving a customer at the counter

Settlement

One daily report. Settled where you need it.

We reconcile every collection against the networks and banks each day, take our fees, and settle the net amount to you in GMD, or convert it at a bureau's desk rate.

  • FX at a bureau's desk. Convert collected dalasi with a licensed dealer, not a middleman.
  • Ready for your finance team: every collection, fee and settlement in one place.
Settlement options

Open The Gambia for your customers.

Tell us about your business and the corridor you're opening. Our partnerships team replies within one business day.

Talk to partnerships